Last few cards of the year

Good morning peeps, I really should be tidying the house from top to bottom in Scottish tradition for bringing in the New Year but I would much prefer making cards... lol. .....  I have scooted about with a duster and hoover though so I class that at done!!! lol. 

The image from Penny Black.  Papers are from a Papermania paperpack.  Ribbons, charm and sentiment are from stash.  The challenges covered are:-

• Penny Black Saturday Challenge  -  3 Papers, 1 Ribbon, 1 Charm
• Secret Crafter  -  Farmyard
• Sunday Sketch & Stamp  -  Sketch
• Cupcake  -  Thank You

Wishing you all a Happy New Year when it comes ..(just in case I don't manage back on later)...lol

Hugs

Kaza.xxx